Private Health Insurance for Self-Employed: What You Need to Know
Private Health Insurance for Self-Employed: What You Need to Know Being self-employed comes with freedom and flexibility, but also responsibility—especially when it comes to health insurance . Unlike traditional employees, freelancers, entrepreneurs, and small business owners must find and manage their own healthcare coverage. In this article, we’ll explore everything you need to know about private health insurance for self-employed individuals and how to choose the right plan for your needs. Why Health Insurance Matters When You're Self-Employed When you're your own boss, there’s no employer offering group health plans or subsidizing costs. That means: You’re 100% responsible for your health coverage. You need to protect yourself from unexpected medical costs. Having insurance gives you peace of mind and ensures access to quality care. What Is Private Health Insurance? Private health insurance is a plan that you purchase directly from an insurance company or through a health ...